Is Flood Insurance Always a Necessity?

If you have homeowner’s insurance in Houston, TX, then you are probably aware that flood coverage is not provided within the basic coverage plan. This is why it is so important to add on a flood insurance policy, especially if you live in areas that are prone to flooding. Let’s take a quick look at whether or not you should view flood insurance as a necessity from Noveri Insurance Agency. 

Flood insurance is a responsible choice to make if you live in a part of the country that is prone to flooding. You never know when even a small storm will blow through and leave a flood in its path of damage. If your house is in the line of fire, you may incur thousands of dollars worth of damage. With the right flood insurance policy, you can rest easy knowing that you have reliable coverage. 

Having a flood insurance policy is also a great way to protect your home from water damage that occurs as a result of your own doing. For example, the hose to your washer comes off and floods your house. Depending on your policy, you may be able to receive coverage and compensation for the flooding that takes place as a result of the washing machine hose coming loose. 

Many details within your flood insurance policy will explain what is and is not covered. This is why it is so important to speak with a qualified insurance agent to make sure you understand what your policy covers and if it provides the proper amount of coverage for your home. 

To learn more about flood insurance, contact the Noveri Insurance Agency serving Houston, TX and the surrounding areas. Our agents can work with you to protect your home.